Metrum Community Credit Union is a secure financial institution building relationships through education and quality services that are competitive and convenient to ensure members' future needs and aspirations.
"To Provide the Financial Foundation for your Future. "
We are a member-owned cooperative that provides financial services for the well-being of our members. Member education and credit union philosophy are the foundation of our organization.
Metrum Community Credit Union will operate our business in the following manner:
|||Best for the Member|
|||Service to the Membership|
|||Effect on the Credit Union (financially and long-term)|
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Since 1946, Metrum Community Credit Union has been providing quality financial services to members. We provide savings, checking and loan services to fit individual member needs. Whether you're looking to refinance your home, purchase a new car, or build a nest egg for retirement, we can help you reach your goals.
What is a Credit Union?
Not-for-Profit- While most financial institutions operate to make a profit for their stockholders, your Credit Union operates for the benefit of its membership.
Member Owned- Every Metrum Community Credit Union member is an owner, not just a customer. In fact, membership is one of the key differences between credit unions and other financial institutions. All credit unions are not-for-profit organizations owned by the people who save and borrow there. The Credit Union returns surplus funds, in excess of expenses and required reserves, to the membership in the form of better rates, services and dividend payments.
Volunteers Make the Difference- Metrum Community Credit Union is governed by the Supervisory Committee and the Board of Directors, which are comprised of members who are elected democratically and serve without compensation. The Board of Directors set policies and direct the Credit Union's efforts to ensure the best interests of the membership are met.
Safety and Soundness- Your money is safe at the credit union. We are a state-chartered financial institution that is regulated and administered by the State of Colorado Division of Financial Services.
The National Credit Union Insurance Fund insures each account to at least $250,000. This fund is one of the strongest in the nation, and is overseen by the National Credit Union Administration, an independent agency of the United States government. It was created without tax dollars and funded solely by credit unions.