Checking Accounts

We offer 6 different checking accounts to fit your individual needs

Money-Wi$e Checking

One of our most popular services is our free Money-Wi$e Checking Account.
A great companion to a Credit Union checking account is the Visa® Debit/ATM Card.

Advantages of a Free Money-Wi$e Checking Account

  • No monthly service charges
  • No minimum balance requirements
  • No per check fees
  • Free online banking access
  • No monthly fee electronic bill pay
  • One free automatic transfer from savings to clear an NSF item per month
  • Low cost checks
  • Free direct deposit
  • Free payroll deduction and automatic transfer payments

Dividend-Wi$e Checking

Dividend-Wi$e Checking Account is tailored for members who like to earn a competitive interest rate on their checking balance. In addition to earning interest, members who choose this program will also have their annual fee waived on their VISA Debit/ATM Card!

Advantages of a Dividend-Wi$e Checking Account

  • Earn interest each month on your balance
  • Low monthly minimum daily balance requirement of $500.00*
  • No annual fee Visa Debit/ATM Card
  • Free automatic transfers from savings to clear checks
  • Free online banking access
  • Low cost checks
  • Free direct deposit
  • Free payroll deduction and automatic transfer payments

*If your balance drops below $500, a $4.00 fee will be charged to your account.

Teen Checking

The Teen Checking account is specifically created for those 17 years of age and younger and helps ensure a good start to managing money. The Guide to Money-Getting a Good Start program is designed to put teens (or pre-teens) that are ready to learn about money management into the drivers seat.

Advantages of the Teen Checking Account

  • Program built to help coach smart use of money, and grow the confidence needed to make smart decisions later.
  • No monthly service charges
  • No minimum balance requirements
  • One free automatic transfer from savings to clear an NSF item per month
  • Receive a free box of checks-with completion of the Guide to Money Assessment
  • No annual fee Debit/ATM Card-with completion of the Guide to Money Assessment.
  • Free direct deposit
  • Free payroll deduction and automatic transfers

2nd Chance Checking

If you are finding it difficult to move forward with your financial goals because of your past, your credit union may be able to help. Our 2nd Chance Checking Account is tailored for those who may not qualify for a standard checking at other financial institutions. A great companion to a Credit Union checking account is the Visa® Debit/ATM Card.

Advantages of a 2nd Chance Checking Account

  • Rebuild your checking account history in a positive way
  • No minimum balance requirements
  • Free online banking access
  • One free automatic transfer from savings to clear an NSF item per month
  • $5.00 monthly service charge
  • Free direct deposit
  • Free payroll deduction and automatic transfer payments.
  • Positive use and history of the 2nd Chance Checking will allow you to switch to a free Money-Wi$e Checking

*With approved credit.

Small Business and Associations

If you are a Sole Proprietor business owner, you have access to an affordable business checking account. Save money on monthly fees and large minimum balance requirements to help your business succeed.

Features of a Small Business Checking Account

  • No minimum balance
  • $4.00 monthly charge
  • Free automatic transfer from share account to clear checks
  • Receive monthly interest with daily average balance of $2,500 or above

Homeowner Associations

We value communities that work hard to make neighborhoods a safe and caring place to call home. This checking account is designed to fit the needs of the community association without being charged like a for-profit entity.

Features of a Homeowner Association Checking Account

  • No minimum balance
  • No charge for high volume deposits
  • Free or discounted checks. Up to $57.00 per anniversary year, when ordered through the credit unions check printer
  • Receive monthly interest with daily average balance of $500 or above