MCCU Account Transfers

ACH Origination

Wire Requests

Automatic Fund Transfers (AFT)

AFT’s are used for making reoccurring or scheduled transfers from one suffix to another, such as to a loan or a savings account. AFT’s can be set up by CU staff, or by you through the It’sMe247 Online Banking Transfer Wizard.

Effective Thursday, April 7, automated fund transfers will be completed at the end of the day. This change is being made to ensure that ACH deposits, such as payroll direct deposits, and other deposits are made prior to transferring funds.

If you would like to make a change to an AFT set up on your account, you may do so by logging into your It’sMe247 online banking account and selecting Transfer Money from the Pay & Transfer list at the top of the screen. Scroll to the bottom of the page to see the AFT’s set up on your account. You are able to manage the transfers that have the ‘edit’ image and red X. If you have a transfer set up without the ‘edit’ ability and red X, please contact the credit union for assistance.

Automatic Fund Transfers can be set up by you to happen right away, bi-weekly, monthly, quarterly, one time only and more. Managing your money is even easier with the It’sMe247 Transfer Wizard. Just select Transfer Money from the Pay & Transfer drop down list and follow the simple steps.

AFT’s are a great tool to use for budgeting beyond just loan payments. You can set them up to start saving for the holidays or that special vacation.


Transferring funds to other accounts that do not have common ownership (incluing co-makers on loans), can be done through the It'sMe247 Online Banking Transfer Wizard. This tool is useful for situations such as making a transfer to one of your co-workers, family members or friends that also has an account here at MCCU. Owe someone some lunch money? Just get their account number, 3-digit suffix and the last 3-letters of their last name and you can pay them back without getting cash or writing a check! Other examples include transfers from a parent to a child's account, a child to parent, or even a spouse or family member that would want to make a payment to a loan that they are not listed as a co-maker.


ACH Origination Form

ACH Origination allows you to set up a one-time or reoccuring loan payment transfer from an account outside of MCCU.

Wire In Instructions

Wire Out Authorization Form

To get started, print, complete and sign the appropriate form, and return it to the Credit Union. You will need Adobe Acrobat Reader to print this form. If you do not have Adobe, download it free of charge by clicking on the Adobe Link.