Ready to hit the road in the Centennial, Colorado area, but need some wheels to make it happen? Maybe you are eyeing a brand-new ride, looking to switch up your current auto loan from another lender, or you already own a vehicle and are thinking, “Hmm, maybe I can borrow against this.” Regardless, if you live in the south Denver metro area, Metrum has an auto loan solution for you.
Get Pre-approved for an Auto Loan
Shopping? Get pre-approved to help you through the buying process. Our Loan Officers can assist you while working with the dealership or private party to help ensure that you are getting a great deal.
- Check out our Automotive Partner Center and learn more about the resources available.
- Rates are determined by credit score, loan-to-value, and the loan term.
- Apply Online
Refinance Your Higher-Interest Vehicle Loan
Refinancing? If you already have an auto loan with a dealership or another financial institution, you could be paying more than you should. Bring us your paperwork, and let us lower your rate, payment, or both!
- Lower your current rate by 1% APR* or More!
- No Payments for 90-Days: Keep more money in your pocket for THREE months!
- Receive $100 Cash Back on loan balances of $5,000 and more!
Select ‘Auto Loan’ when you apply online!
*APR =Annual Percentage Rate. Floor rates do apply, ask a loan officer for details. New money only; existing Metrum Credit Union loans are not eligible. Limited time only. With approved credit.
Borrow Up to the Value of the Vehicle with an Auto Equity/Title Loan
Need some extra cash? Whether you own your vehicle free and clear or have a low loan balance, you can use our Auto Equity/Title Loan to borrow up to the value of your vehicle* while benefiting from a lower secured rate. This option is popular for debt consolidation, vehicle maintenance, or quick access to cash at a low rate and fixed payment. When you apply online, select the Auto Loan option to get started.
*Approved loan to value is based on credit and application review. *APR=Annual Percentage Rate. Floor rates do apply, ask a Loan Officer for details. New money only; existing MCCU loans not eligible. With approved credit.
Other tools and resources to support your automotive needs:
- Debt Protection – The Payment Protection you need and want
- TruStage – Members-Only Auto Insurance
- Check the Value of your Auto with J.D. Power
- Route 66 Vehicle Warranty