Borrow

Get by with a little help from your friends.

Fact: Most of us will need to take out loans at some point in our lives. In today’s world, the need to borrow money can arise anytime. You may need a loan to finance a major purchase such as a home or car, consolidate debt, or cover unexpected expenses. Whatever your borrowing needs, you can rest assured that you will receive fast, personal, and confidential service from your friends at Metrum.

Pikes Peak from Colorado Springs
Pikes Peak, Colorado Springs, courtesy of Anjelina V.

Did you know?


$6,501


Average Credit Card Balance in 2023


731


Average FICO score in Colorado


6.74% APR


Average auto loan
annual percentage rate offered by
credit unions in the Denver area.
(As of 9/16/24)

Auto Loans

Whether you are shopping for a new or used vehicle, have one financed elsewhere, or even own your vehicle and want to borrow against it (kinda cool, huh?), Metrum has the right auto loan solution for you in the Centennial, Colorado, area.

Group at the Paint Mines Interpretive Park in Calhan, Co.
Paint Mines Interpretive Park, Calhan, CO., courtesy of Rachelle M.
A Park in Downtown Denver
Downtown Denver, courtesy of Lisa D.

Credit Cards

Whether you are looking for better rewards or a lower interest rate, we’ve got a credit card for you. Take advantage of no annual fees and enjoy the same low rate for purchases, cash advances, and balance transfers. Easy to maintain and access because it is attached to your MCCU account, Metrum Credit Cards are a no-brainer.

Mortgages

We know how stressful buying a home can be. Whether you’re purchasing your starter home, your dream home, or refinancing your current digs, Metrum is here to help you find the right mortgage options for you and support you through your journey.

Chatfield Lake at sunset
Chatfield Lake sunset, courtesy of Karen P.
A woman standing on a path in Boulder, Colorado
Boulder, CO, courtesy of Rachelle M.

Personal Loans

Whether you need debt consolidation or a one-time special purchase, our personal loan program offers competitive rates and flexible terms.

Debt Consolidation

Get all your debts in a row, and let us help you breathe easy, knowing everything’s under control.


A moose wading into a lake at Rocky Mountain Park
Rocky Mountain National Park. Courtesy of Anjelina V.
A valley between peaks in the Rockies
Rocky Mountains, courtesy of Becky Z.

Calculators

Play around with the numbers to find your perfect fit. Pick a payment or total amount you can borrow and get a crystal-clear view of your options.

Helpful Tips and Resources


We’re as local as local can get.

You’ll have trouble finding a more community-minded place to do your banking here in Denver Metro. We’ve been a staple of Centennial and Commerce City for over 35 years, back when Denver was a whole lot different. One thing remains the same: our passion for serving our community.

If you want to keep your banking local, bank with us.