

Welcome, Bill Smith Plumbing & Heating Inc!
We’re proud to partner with Bill Smith Plumbing & Heating Inc to bring you exclusive financial benefits.
We know your work is all about honesty, service, and keeping things running smoothly for Colorado homes. Just as you fix problems with skill and integrity, we’re here to help keep your financial life flowing in the right direction. Through Metrum’s relationship with Bill Smith Plumbing & Heating, you and your family qualify for exclusive financial benefits – including better rates, financial counseling, and easy digital banking – built on the same reliability and trust you bring to every job.
Benefits
- Free financial education
- $25.00 membership deposit as a thank-you promotion for the workplace relationship
- 0.25% APR* discount on approved loan rate**
- Free Credit Report Reviews
- Access to over 5,000 Branches Nationwide & 30,000+ surcharge-free ATMs.
Additional Opportunities

No-Cost Lunch & Learns
A free 30-minute Lunch & Learn from Metrum provides employees with practical financial education led by a trained coach. We’ll bring lunch, you bring your appetite – just click on any topic of interest below for your location, and we’ll notify your employer that a request has been made. (Note: your name will not be recorded or shared with your employer.)
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Smart Budgeting – Building a Basic Budget: Learn how to build a budget that works for you! |
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Credit Ability – Build a Strong Credit History: Find out how credit scores work and simple ways to improve it! |
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Take Charge – Wise Use of Credit: Get tips for using credit cards and loans the smart way! |
*Membership with Metrum CCU requires $25.00 deposit to Base Share Savings Account. A $225 bonus will be paid out with the following terms: #1: New membership is fully opened and funded; a $25.00 bonus will be paid to the account (New membership only). #2: $50.00 bonus will be paid when a Cash Back or High Yield Spending Account is opened with eStatement enrollment and debit card issued. #3: $150.00 bonus will be paid within the first 90-days after opening the account and when the account meets all qualifications and receives a cash back payment or high yield interest payment. Qualifications for Cash Back and High Yield Spending Accounts apply. Visit https://metrumcu.org/spending-accounts/ for details. Offer not available to existing primary accounts with a checking/spending account opened in the last 12 months. Bonuses are considered as income and are subject to IRS and other tax reporting rules. **Annual Percentage Rate. +With approved credit. The reduced rate is 0.25% off the approved APR. Floor rates do apply, ask a loan officer for details. Discount applies to new loans only (no existing loans with MCCU). Discounted loan rate excludes any line-of-credit type loans. Membership required with $25 deposit held in Base Share Savings Account. Federally insured by NCUA.




