If you like earning rewards, you’re going to love our credit cards! Featuring low variable rates for everything from your shopping sprees to managing those balances. Treat yourself to an array of rewards from cash back to gift cards, travel options, merchandise, or even make a charitable donation. Plus, keeping tabs on your rewards is a breeze right in your MCCU account alongside your online banking.
✓ No annual fees1
✓ Use your points for cash back, gift cards, travel, merchandise and more!
✓ Enjoy the same low rate for purchases, cash advances, and balance transfers**
APPLY TODAY!
*Visa interest rate is based on credit score. Highest rate is 18%. Membership eligibility and $25.00 Share Savings deposit required **Cash advance and balance transfer fees may apply based on card agreement. Contact the credit union to learn how you can avoid possible fees. Click here to learn more: Application Disclosure
Metrum Premier Rewards Visa® Card
- Low Variable Rates
- Same low rate for purchases, cash advances, and balance transfers*
- No annual fee
- Reward yourself with cashback, gift cards, merchandise, travel, or charitable donations.*
- Easy to maintain and access because it is attached to your MCCU account
- Easily access & manage your card inside Online Banking.
* Cash advance and balance transfer fees may apply based on card agreement. Contact the credit union to learn how you can avoid possible fees.
** See Member Rewards by CO-OP Program Rules for details.
*** Annual Percentage Rate determined by credit score. Click here to learn more: Application Disclosure
Traveling abroad? Be sure to submit a travel notice through our mobile app or online banking to dodge any payment hiccups. You can also use the MCCU Mobile app to control your cards no matter where you roam. Not set up with online banking? Call the Credit Union for assistance at 303-770-4468.
TO REPORT A LOST OR STOLEN VISA CREDIT CARD, PLEASE CALL THE APPROPRIATE NUMBER LISTED BELOW:
- During Normal Business Hours (M-F, 9 am-5 pm, MST): 303-770-4468 or toll-free at 1-888-383-5926
- After Normal Business Hours: 1-888-241-2510
- If you are traveling in France, call: 080-090-1179
- If you are traveling in Spain, call: 34-900-9911-24
- Or use www.visaeurope.com
ATTENTION VISA Debit and Credit Card Holders:
MCCU Debit and Credit Cards include various methods of fraud protection.
- There is a maximum daily limit allowed of $3,000. This limit resets every 24-hours. If you need to make a purchase for above that amount, please contact the Member Service Department to have the limit temporarily increased.
- There is a maximum daily limit of $500 allowed for ATM withdrawals. This limit resets every 24-hours. Note that the ATM may have a lower limit.
- Card Watch: watches your card transactions to determine if there may be a possible fraud. All transactions are tracked and compared to your specific typical transaction activity. If an abnormal transaction is made with your card, you may receive an email, text, or phone call from our fraud management company on behalf of the credit union. The contact will be made to confirm the transaction suspected. If we are unable to contact you to confirm the transaction, your card may be blocked to prevent any additional possible fraud.
- The email will state it is from the Fraud Center with Information on your Metrum Community CU card
- The text will state that it is from FICO freemsg
- The phone call will state that it is from ‘chase fraud’ if you have Caller ID.
If you have any questions regarding this improved fraud protection, please contact the credit union at 303-770-4468, option 1.
MCCU Debit and Credit Card Fraud Prevention Service
Every transaction completed using your MCCU Debit or Credit Cards is monitored by our card fraud centers. The monitoring systems have the ability to flag specific transactions as potential fraud and block it from being processed against your account.
When potential fraud is detected, the fraud prevention service will attempt to contact you to confirm the transaction(s). If the service is unable to contact you, your card may get blocked to prevent additional potential fraudulent transactions from occurring.
The phone numbers for the fraud centers are listed below by card type. We suggest that you save these numbers in your mobile phone, with the label “Fraud Center”, so the caller ID will display this should you get a call from the system.
Card Fraud Center: 1-888-241-2440
Remember:
- Our messages will never ask you for a PIN or account number.
- It is important to ensure that your contact information is correct on your account. You may review (and update) your contact information through the It’sMe247 Online Banking system or by calling the CU at 303-770-4468.
- Be proactive and review your account transactions frequently. If you find a fraudulent transaction, contact the credit union immediately by calling 303-770-4468 option 1.
Use your Metrum Premier Rewards Visa® Card for holiday shopping & for a limited time, earn 2 points per $1 spent on all purchases made between November 1 and December 31, 2024!
- Use your points for cash back, gift cards, travel, merchandise and more!
- No annual fees¹
- Enjoy the same low rate for purchases, cash advances, and balance transfers**
Start spending & earning, or apply for your Metrum credit card today!
*Visa interest rate is based on credit score. Highest rate is 18%. Double points will be posted to reward account January 2025. Membership eligibility and $25.00 Share Savings deposit required. **Cash advance and balance transfer fees may apply based on card agreement. Contact the credit union to learn how you can avoid possible fees.