Considering the purchase of a home or thinking about refinancing? If you are looking at options for first mortgages, Metrum Community Credit Union wants you to remember to Finance Your Home with the People You Trust!
In these days of uncertainty, it’s important that you do business with people and organizations that you can trust. Whether you’re purchasing your dream home in the Centennial, Colorado, area or refinancing your current residence, Metrum is here to help.
Mortgage Financing Options
Our First Mortgages have a wide array of financing options to choose from:
- Fixed Rate Terms
- Adjustable-Rate Mortgage (ARMs), Interest Only, and Balloon Options
- FHA and VA
- Online Application and Instant Approvals
- Local underwriting – The decision is made at Metrum Credit Union
- Local servicing – Your loan won’t be sold time and time again.
Begin Your First Mortgage Application
Begin your loan application with the following documents:
Mortgage Application Checklist
*Our mortgage partner, Centennial Lending, makes some First Mortgage loans possible. They are a Credit Union-owned and -operated service organization, so you can count on them to provide the kind of outstanding service you could only expect from Metrum Credit Union. Call the Credit Union directly to learn more or visit Centennial Lending for a personal rate quote and apply online.
Metrum Community Credit Union is an Equal Housing Opportunity Lender.
Refinance Your Mortgage Loan & Reclaim Your Budget

For a limited time, we’re offering mortgage rates 1% below market rate to:
➡️REFINANCE your current mortgage loan.
➡️RECLAIM your budget by consolidating other high-rate debt.
- Lower your mortgage payment or payoff your home sooner
- Save even more when you consolidate non-mortgage loans and credit card debt
- Manage fewer bills each month
- No minimum loan amount
- No minimum credit score required
Offer available to Colorado dwellings only and is subject to change without notice. Rates change daily and will be calculated based on the date of the application. Terms up to 30-years. No minimum loan amount, maximum loan amount is $750,000. Max loan to value is 85%. Closing costs average $1,000-$10,000 based on loan amount. Market Rate used is based on term of the loan, 0%-point option, loan to value and borrower credit score. Contact the credit union for full details. NMLS # 663072