Auto Loans

Whether you are shopping for a new (or used) vehicle,  have one financed elsewhere, or even own your vehicle and want to borrow against it, MCCU has the right solution for you.

Shopping? Get pre-approved to help you through the buying process. Our Loan Officers can assist you while working with the dealership or private party to help ensure that you are getting a great deal. Check out our Automotive Partner Center and learn more about the resources available to you.  Click here to apply online

Refinancing? Bring your existing auto loan to MCCU and get a Better Auto Loan

  • Lower your interest rate- By 1% APR* or even more depending on your credit.
  • No Payments for 90 Days- Keep more money in your pocket for THREE months!
  • Up to $100 Cash Bonus*- We’ll PAY you to get a better deal!

Select ‘Auto Loan’ when you apply online!

*Interest floor rate is 2.99% APR (Annual Percentage Rate). Member will receive $50 after loan is posted to account for loans up to $9,999.99 or $100 for auto loan amounts $10,000 and over. New money only; existing Metrum Credit Union loans are not eligible. Limited time only. Rates effective as of 2/16/17 and are subject to change without notice. With approved credit.

Need some extra cash? Whether you own your vehicle free and clear, or have a low loan balance, you can use our Auto Equity loan to borrow up to the value of your vehicle* while benefiting from the low rates offered for auto loans. This option is popular for debt consolidation, vehicle maintenance or just quick access to cash at a low rate and fixed payment. When you apply online, just select the Auto Loan option to get started.

*Approved loan to value is based on credit and application review.

Other tools and resources to support your automotive needs:

Debt Protection- The Payment Protection you need and want

Exclusive member savings on car insurance. Get a quote. NADA Guidesroute-66