Auto Loans

Whether you are shopping for a new (or used) vehicle,  have one financed elsewhere, or even own your vehicle and want to borrow against it, MCCU has the right solution for you.

Shopping? Get pre-approved to help you through the buying process. Our Loan Officers can assist you while working with the dealership or private party to help ensure that you are getting a great deal.

Refinancing? If you already have an auto loan with a dealership or another financial institution, you could be paying more than you should. Bring us your paperwork and let us lower your rate, your payment or both!

  • No Payments for 90-Days: Keep more money in your pocket for THREE months!
  • Receive up to $100 Cash Back: Loan amounts $10,000 and above qualify for $100 cash back, loans $9,999.99 and under will qualify for $50 cash back**

Select ‘Auto Loan’ when you apply online!

*APR =Annual Percentage Rate. Floor rates do apply, ask a loan officer for details.  New money only; existing Metrum Credit Union loans are not eligible. Limited time only. With approved credit.

Need some extra cash? Whether you own your vehicle free and clear, or have a low loan balance, you can use our Auto Equity Loan to borrow up to the value of your vehicle* while benefiting from a lower secured rate. This option is popular for debt consolidation, vehicle maintenance or just quick access to cash at a low rate and fixed payment. When you apply online, just select the Auto Loan option to get started.

*Approved loan to value is based on credit and application review. *APR=Annual Percentage Rate. Floor rates do apply, ask a Loan Officer for details. New money only; existing MCCU loans not eligible. With approved credit.
**Loan amounts $10,000 and above will receive $100 cash back, and loans $9,999.99 and under will receive $50 cash back, at the time of the loan closing. Limited time only.

Other tools and resources to support your automotive needs:

Debt Protection- The Payment Protection you need and want

Exclusive member savings on car insurance. Get a quote. NADA Guidesroute-66