New & Used Auto Loans

Whether you are shopping for a new (or used) vehicle, have one financed elsewhere, or even own your vehicle and want to borrow against it, MCCU has the right auto loan solution for you in the Centennial, Colorado, area.

Get Pre-approved for an Auto Loan

Shopping? Get pre-approved to help you through the buying process. Our Loan Officers can assist you while working with the dealership or private party to help ensure that you are getting a great deal.


Pay less for a better auto loan. Lower rates & payments, No payments for 90 days, $100 cash.

Refinance Your Higher-Interest Vehicle Loan

Refinancing? If you already have an auto loan with a dealership or another financial institution, you could be paying more than you should. Bring us your paperwork, and let us lower your rate, payment, or both!

  • Lower your current rate by 1% APR* or More!
  • No Payments for 90-Days: Keep more money in your pocket for THREE months!
  • Receive $100 Cash Back on loan balances of $5,000 and more!

Select ‘Auto Loan’ when you apply online!

*APR =Annual Percentage Rate. Floor rates do apply, ask a loan officer for details. New money only; existing Metrum Credit Union loans are not eligible. Limited time only. With approved credit.


Whether you own your vehicle or are still making payments, you can use it to get QUICK CASH with a Title Loan from Metrum.

Borrow Up to the Value of the Vehicle with an Auto Equity/Title Loan

Need some extra cash? Whether you own your vehicle free and clear or have a low loan balance, you can use our Auto Equity/Title Loan to borrow up to the value of your vehicle* while benefiting from a lower secured rate. This option is popular for debt consolidation, vehicle maintenance, or quick access to cash at a low rate and fixed payment. When you apply online, select the Auto Loan option to get started.

*Approved loan to value is based on credit and application review. *APR=Annual Percentage Rate. Floor rates do apply, ask a Loan Officer for details. New money only; existing MCCU loans not eligible. With approved credit.

Other tools and resources to support your automotive needs:

Debt Protection- The Payment Protection you need and want

You could save $947* on car/home insurance.NADA Guides logo