First Mortgages

Finance Your Home with the People You Trust!

In these days of uncertainty, it’s important that you do business with people and organizations that you can trust. Whether you’re purchasing your dream home or refinancing your current residence, Metrum is here to help.

Choose from a wide array of 1st Mortgage financing options:

  • Fixed Rate Loans- 10, 15, 20, and 30 year options*
  • Adjustable Rate Mortgage (ARMs), Interest Only, and Balloon Options
  • FHA and VA
  • Online Application and Instant Approvals
  • Local underwriting-the decision is made at Metrum Credit Union
  • Local servicing-Your loan won’t be sold time and time again.

Begin your loan application with the below documents:

Mortgage Application Checklist

Mortgage Loan Application

Some 1st Mortgage loans are made possible through our mortgage partner, Centennial Lending. They are a Credit Union owned and operated service organization, so you can count on them to provide the kind of outstanding service you could only expect from Metrum Credit Union. Call the Credit Union directly to learn more, or visit Centennial Lending for a personal rate quote and apply online.

Check the value of your home

Do you owe $149,000 or less on your 1st Mortgage?

Save thousands of dollars and years of payment by refinancing at today’s great rates and pay NO closing costs!

  • Loan balances of $20,000-$149,000
  • 10-year, fixed rate term
  • No prepayment penalties
  • Cash out allowed

MCCU Pays ALL Closing Costs

  • Origination
  • Appraisal
  • Title Insurance
  • Deed Filing Fees
  • Credit Report

Call the Loan Department at 303-770-4468 for additional details and apply today.