Personal Loan

Signature Loans

Whether it’s debt consolidation, or a one-time special purchase, the Credit Union’s personal loan program offers competitive rates and flexible terms. Apply now!

Advantages of a Signature Loan

Competitive rates
Flexible terms up to 48 months
Convenient automatic payment

Metrum Community Credit Union can help you with a personal loan.

Share-Secured Loans

Share-secured loans allow you to borrow funds using your savings as collateral. You can use the funds in your share (savings), money market or certificate accounts held at the Credit Union. The rate for a shared-secured loan is 3% over the current share account rate. This loan also requires no credit check or application, call the Loan Department for a share-secured loan today.

Advantages of a Share-Secured Loan

Attractive Annual Percentage Rate (APR). The rate for a shared-secured loan is 3% above the current share account rate.
Ability to use your savings funds as collateral. At the end of the loan term, your savings are in tact.
The funds in your savings continue to earn dividends.
Proven method to build or rebuild a credit score.
Automatically approved — no application required.
As the balance of the loan is paid down, the funds in your savings become available.

If you are considering a personal loan, and would like to learn more, call our Loan Department today!