New & Used Auto Loans

New & Used Auto Loans

Ready to hit the road in the Centennial, Colorado area, but need some wheels to make it happen? Whether you are eyeing a brand-new ride, looking to switch up your current auto loan from another lender, or you already own a vehicle and are thinking, “Hmm, maybe I can borrow against this,” Metrum has an auto loan solution for you.

Get Pre-approved for an Auto Loan

Shopping? Get pre-approved to help you through the buying process. Our Loan Officers can assist you while working with the dealership or private party to help ensure that you are getting a great deal.

Pay less for a better auto loan. Lower rates & payments, No payments for 90 days, $100 cash.

Refinance Your Higher-Interest Vehicle Loan

Refinancing? If you already have an auto loan with a dealership or another financial institution, you could be paying more than you should. Bring us your paperwork, and let us lower your rate, payment, or both!

  • Lower your current rate by 1% APR* or More!
  • No Payments for 90-Days: Keep more money in your pocket for THREE months!
  • Receive $100 Cash Back on loan balances of $5,000 and more!

Select ‘Auto Loan’ when you apply online!

*APR =Annual Percentage Rate. Floor rates do apply, ask a loan officer for details. New money only; existing Metrum Credit Union loans are not eligible. Limited time only. With approved credit.

Borrow Up to the Value of the Vehicle with an Auto Equity/Title Loan

Need some extra cash? Whether you own your vehicle free and clear or have a low loan balance, you can use our Auto Equity/Title Loan to borrow up to the value of your vehicle* while benefiting from a lower secured rate. This option is popular for debt consolidation, vehicle maintenance, or quick access to cash at a low rate and fixed payment. When you apply online, select the Auto Loan option to get started.

*Approved loan to value is based on credit and application review. *APR=Annual Percentage Rate. Floor rates do apply, ask a Loan Officer for details. New money only; existing MCCU loans not eligible. With approved credit.

Other tools and resources to support your automotive needs: