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We offer different checking accounts to fit your individual needs.
Money-Wi$e Checking
One of our most popular services is our free Money-Wi$e Checking Accounts.
A great companion to a Credit Union checking account is the Visa® Debit/ATM Card.
Advantages of a Free Money-Wi$e Checking Account
- No monthly service charges
- No minimum balance requirements
- No per check fees
- Free online banking access
- No monthly fee electronic bill pay
- Automatic transfer from savings to clear an NSF item
- Low-cost checks
- Free direct deposit
- Free payroll deduction and automatic transfer payments
Join today and open a Money-Wi$e Checking Account!
Already a Member? Contact Us to open a checking account!
Dividend-Wi$e Checking
Dividend-Wi$e Checking Account is tailored for members who like to earn a competitive interest rate on their checking balance. In addition to earning interest, members who choose this program will also have their annual fee waived on their VISA Debit/ATM Card!
Advantages of a Dividend-Wi$e Checking Account
- Earn interest each month on your balance
- Low monthly minimum daily balance requirement of $500.00*
- No annual fee Visa Debit/ATM Card
- Automatic transfers from savings to clear an NSF item
- Free online banking access
- Low-cost checks
- Free direct deposit
- Free payroll deduction and automatic transfer payments
*If your balance drops below $500, a $4.00 fee will be charged to your account.
Join today and open a Dividend-Wi$e Checking Account!
Already a Member? Contact Us to open a checking account!
Young Owner Checking Accounts
Tailored for young adults ages 16-24 years old, the Young Owner Checking rewards account holders with up to $5.00 cash back every month.
Advantages of Young Owner Checking Accounts
- Receive up to $5.00 cash back every month based on debit card transactions*
- Receive ATM Service Charge Rebates*
- Lower NSF/Overdraft
- No monthly service charges
- No minimum balance requirements
- No annual fee Debit/ATM Card*
- Free online banking access
- Low-cost checks
- Free direct deposit
- Free payroll deduction and automatic transfer payments
* E-statements, Online banking and at least 17 posted debit card transactions (POS or SIG based) are required per month to receive ATM Service Charge Rebate and receive 0.75% cash back on each transaction, up to $5.00 per month. ATM Service Charge is $1.00 each when ATM transactions exceed the 5 free per month. Program eligible for MCCU members up to the age of 24. Check out the free Money-Wi$e checking for those ages 25 and over.
Join today and open a Young Owner Checking Account!
Already a Member? Contact Us to open a checking account!
Small Business and Associations
If you are a Sole Proprietor business owner, you have access to an affordable business checking account. Save money on monthly fees and large minimum balance requirements to help your business succeed.
Features of Small Business Checking Accounts
- No minimum balance
- $4.00 monthly charge
- Free automatic transfer from share account to clear checks
- Receive monthly interest with daily average balance of $2,500 or above
Already a Member? Contact Us to open a checking account!
Homeowner Associations
We value communities that work hard to make neighborhoods a safe and caring place to call home. This checking account is designed to fit the needs of the community association without being charged like a for-profit entity.
Features of Homeowner Association Checking Accounts
- No minimum balance
- No charge for high volume deposits
- Free or discounted checks. Up to $57.00 per anniversary year, when ordered through the credit unions check printer
- Receive monthly interest with daily average balance of $500 or above
Contact Us to open a checking account!
