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We offer different checking accounts to fit your individual needs
Money-Wi$e Checking
One of our most popular services is our free Money-Wi$e Checking Account.
A great companion to a Credit Union checking account is the Visa® Debit/ATM Card.
Advantages of a Free Money-Wi$e Checking Account
- No monthly service charges
- No minimum balance requirements
- No per check fees
- Free online banking access
- No monthly fee electronic bill pay
- Automatic transfer from savings to clear an NSF item
- Low cost checks
- Free direct deposit
- Free payroll deduction and automatic transfer payments
Join today and open a Money-Wi$e Checking Account!
Already a Member? Contact Us to open a checking account!
Dividend-Wi$e Checking
Dividend-Wi$e Checking Account is tailored for members who like to earn a competitive interest rate on their checking balance. In addition to earning interest, members who choose this program will also have their annual fee waived on their VISA Debit/ATM Card!
Advantages of a Dividend-Wi$e Checking Account
- Earn interest each month on your balance
- Low monthly minimum daily balance requirement of $500.00*
- No annual fee Visa Debit/ATM Card
- Automatic transfers from savings to clear an NSF item
- Free online banking access
- Low cost checks
- Free direct deposit
- Free payroll deduction and automatic transfer payments
*If your balance drops below $500, a $4.00 fee will be charged to your account.
Join today and open a Dividend-Wi$e Checking Account!
Already a Member? Contact Us to open a checking account!
Young Owner Checking
Tailored for young adults ages 16-24 years old, the Young Owner Checking rewards account holders with up to $5.00 cash back every month.
Advantages of Young Owner Checking Accounts
- Receive up to $5.00 cash back every month based on debit card transactions*
- Receive ATM Service Charge Rebates*
- Lower NSF/Overdraft
- No monthly service charges
- No minimum balance requirements
- No annual fee Debit/ATM Card*
- Free online banking access
- Low cost checks
- Free direct deposit
- Free payroll deduction and automatic transfer payments
* E-statements, Online banking and at least 17 posted debit card transactions (POS or SIG based) are required per month to receive ATM Service Charge Rebate and receive 0.75% cash back on each transaction, up to $5.00 per month. ATM Service Charge is $1.00 each when ATM transactions exceed the 5 free per month. Program eligible for MCCU members up to the age of 24. Check out the free Money-Wi$e checking for those ages 25 and over.
Join today and open a Young Owner Checking Account!
Already a Member? Contact Us to open a checking account!
Small Business and Associations
If you are a Sole Proprietor business owner, you have access to an affordable business checking account. Save money on monthly fees and large minimum balance requirements to help your business succeed.
Features of a Small Business Checking Account
- No minimum balance
- $4.00 monthly charge
- Free automatic transfer from share account to clear checks
- Receive monthly interest with daily average balance of $2,500 or above
Already a Member? Contact Us to open a checking account!
Homeowner Associations
We value communities that work hard to make neighborhoods a safe and caring place to call home. This checking account is designed to fit the needs of the community association without being charged like a for-profit entity.
Features of Homeowner Association Checking Accounts
- No minimum balance
- No charge for high volume deposits
- Free or discounted checks. Up to $57.00 per anniversary year, when ordered through the credit unions check printer
- Receive monthly interest with daily average balance of $500 or above
