Checking Accounts

We offer 5 different checking accounts to fit your individual needs

Money-Wi$e Checking

One of our most popular services is our free Money-Wi$e Checking Account.
A great companion to a Credit Union checking account is the Visa® Debit/ATM Card.

Advantages of a Free Money-Wi$e Checking Account

  • No monthly service charges
  • No minimum balance requirements
  • No per check fees
  • Free online banking access
  • No monthly fee electronic bill pay
  • One free automatic transfer from savings to clear an NSF item per month
  • Low cost checks
  • Free direct deposit
  • Free payroll deduction and automatic transfer payments

Dividend-Wi$e Checking

Dividend-Wi$e Checking Account is tailored for members who like to earn a competitive interest rate on their checking balance. In addition to earning interest, members who choose this program will also have their annual fee waived on their VISA Debit/ATM Card!

Advantages of a Dividend-Wi$e Checking Account

  • Earn interest each month on your balance
  • Low monthly minimum daily balance requirement of $500.00*
  • No annual fee Visa Debit/ATM Card
  • Free automatic transfers from savings to clear checks
  • Free online banking access
  • Low cost checks
  • Free direct deposit
  • Free payroll deduction and automatic transfer payments

*If your balance drops below $500, a $4.00 fee will be charged to your account.

Teen Checking

The Teen Checking account is specifically created for those 17 years of age and younger and helps ensure a good start to managing money. The Guide to Money-Getting a Good Start program is designed to put teens (or pre-teens) that are ready to learn about money management into the drivers seat.

Advantages of the Teen Checking Account

  • Program built to help coach smart use of money, and grow the confidence needed to make smart decisions later.
  • No monthly service charges
  • No minimum balance requirements
  • One free automatic transfer from savings to clear an NSF item per month
  • Receive a free box of checks-with completion of the Guide to Money Assessment
  • No annual fee Debit/ATM Card-with completion of the Guide to Money Assessment.
  • Free direct deposit
  • Free payroll deduction and automatic transfers

Small Business and Associations

If you are a Sole Proprietor business owner, you have access to an affordable business checking account. Save money on monthly fees and large minimum balance requirements to help your business succeed.

Features of a Small Business Checking Account

  • No minimum balance
  • $4.00 monthly charge
  • Free automatic transfer from share account to clear checks
  • Receive monthly interest with daily average balance of $2,500 or above

Homeowner Associations

We value communities that work hard to make neighborhoods a safe and caring place to call home. This checking account is designed to fit the needs of the community association without being charged like a for-profit entity.

Features of a Homeowner Association Checking Account

  • No minimum balance
  • No charge for high volume deposits
  • Free or discounted checks. Up to $57.00 per anniversary year, when ordered through the credit unions check printer
  • Receive monthly interest with daily average balance of $500 or above