Save

Saving for a sunny day.

The only thing better than 300 days of sunshine is 365 days of savings. Together, we can help you reach your savings goals – for whatever stage of saving you are in. And what’s more, when you keep your savings and retirement with a local credit union like us, you are investing right back into your community.

Rock formations in Boulder area

Did you know?

3.82% APY

Average 12-month CD
Annual Percentage Yield offered by
credit unions in the Denver area.
(As of 9/24/24)

15-20%

Recommended % of income to save.

Less than 44%

U.S. households that state they are able to cover an unexpected $1,000 expense.

What’s a Dividend?

As a member-owned financial cooperative, credit unions pay their shareholders (member-owners) a dividend on their Share Savings Account. Dividends are declared and paid at the end of each quarter.

Share Savings Account

These savings accounts are considered standard savings accounts. To maintain your membership in the Credit Union, a $25.00 minimum is required to remain in this account.

Federally insured to at least $250,000 by the NCUA.

The great sand dunes in the San Luis Valley — The great sand dunes, San Luis Valley, courtesy of Anjelina V.

Colorado columbine flowers — Colorado columbines, courtesy of Kara R.

Club Savings Accounts

Club Savings Accounts are an easy way to set aside money for a special event or occasion. Open an account with as little as $5, name your account to help you focus on your goals, and set up an automatic transfer or virtual envelope to make saving a no-brainer.

Federally insured to at least $250,000 by the NCUA.

Swipe & Save

Turn your pennies into power moves with Metrum’s Swipe & Save Savings Account. Every swipe of your debit card rounds up the change and funnels into a savings pot that earns interest.

Federally insured to at least $250,000 by the NCUA.

Mountains at Rocky Mountain National Park — Rocky Mountain National Park, courtesy of Lisa D.

Hot air balloons over Chatfield Lake — Chatfield Lake hot air balloons, courtesy of Karen P.

Money Market Savings Accounts

A Money Market Account allows you to earn higher yields while maintaining the liquidity of your funds. This account features a $500 minimum balance.

Federally insured to at least $250,000 by the NCUA.

Certificate of Deposit (CD)

A Certificate of Deposit usually earns the highest yields. They have a minimum balance requirement, and terms can range based on your needs.

Federally insured to at least $250,000 by the NCUA.

Two people sitting on a rocky area in the Rocky Mountains — Rocky Mountains, courtesy of Becky Z.

Sunset behind mountains in Boulder — Boulder, courtesy of Lisa D.

Individual Retirement Accounts (IRAs)

Prepare for your retirement today! IRAs, or Individual Retirement Accounts, are a safe, simple way to save money for your retirement. The minimum initial deposit is $100 for an IRA Savings Account, or $500 for an IRA Certificate.

Federally insured to at least $250,000 by the NCUA.

Helpful Tips and Resources

woman with a red hat looking out over a lake

Picture of a calculator, notepad, and clips

picture of a nice sunset

We’re as local as local can get.

You’ll have trouble finding a more community-minded place to do your banking here in Denver Metro. We’ve been a staple of Centennial and Commerce City for over 35 years, back when Denver was a whole lot different. One thing remains the same: our passion for serving our community.

If you want to keep your banking local, bank with us.

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