2025 Holiday Loan
Now through December 31, 2025, borrow $1,200 for 12 months at 12% APR*
- Easy to apply & qualify
- Pay with cash & leave your high-rate credit card at home
- Have your holidays paid-off by this time next year
Annual Percentage Rate. Only one loan per qualified member. Average payment of $106.62 when you borrow $1,200 for 12 months at 12% APR and make equal monthly payments. A $35.00 administration fee will be applied to each loan.
Holiday Spending That Will Not DisapPOINT!
Use your Metrum Premier Rewards Visa® Card for holiday shopping & for a limited time, earn 2 points per $1 spent on all purchases made between November 1 and December 31, 2025!
- ✓ Use your points for cash back, gift cards, travel, merchandise and more!
- ✓ No annual fees1
- ✓ Enjoy the same low rate for purchases, cash advances, and balance transfers**
Start spending & earning today!
*Visa interest rate is based on credit score. Highest rate is 18%. Double points will be posted to reward account January 2026. Membership eligibility and $25.00 Share Savings deposit required. 1Classic card rate tier at 17.99% may be assessed $15.00 Annual Fee. **Cash advance and balance transfer fees may apply based on card agreement. Contact the credit union to learn how you can avoid possible fees.
Home Team CD Special
Open a 19-month CD with a 3.70% APY* before 12:00 pm (MST) on December 13, 2025 and receive up to a .35% APY* increase based on the total points the Denver Broncos score at their home game on December 14th!
Ready to open your CD & get in the game?
Click on the “Login” button above to login to Online Banking,
or call us at (303) 770-4468.
*Annual Percentage Yield effective as of 11/17/25 and is subject to change without notice. $500 minimum balance required to open CD with Metrum Community Credit Union. Additional terms and Jumbo rates are available, call for details. APY assumes funds remain on deposit for the full term. Home Team CD special rate increase is up to 0.35% and is based on the final points scored by the Denver Broncos at the December 14, 2025 home game. The 19-month CD term will renew at an 18-month term. Early withdrawal penalties apply. Inquire for details. Membership eligibility and $25.00 minimum balance required in Base Share Savings when opening an account with MCCU. The Denver Broncos and the NFL are not affiliated with this promotion or Metrum Community Credit Union. Federally insured by NCUA.
SKIP Your Metrum Loan Payment in November or December
Take a break from your Metrum loan payments in November or December and use the money for your holidays, vacation, gifts, expenses – or simply save it for a rainy day!
Score $100 When You Open a New Spending Account
- Up to 4.00% APY** on High-Yield accounts.
- Up to $15/month on cash back accounts.
- No fees if you don’t meet the requirements.
Finance Your Vehicle With Us & ACCELERATE YOUR SAVINGS
Bring your loan from another lender to Metrum & we’ll lower your rate by 1% APR* or more!
- ✓ PAYMENTS TOO HIGH? Refinance with us & lower your payments.
- ✓ BUYING? New or used, get pre-approved with our low rates before you visit the
- dealership.
*APR=Annual Percentage Rate. **$100 cash back on loans of $5,000 or more. All loans offered with approved credit. Not all applicants will qualify. Your specific rate may vary based on credit and payment history. Floor rates do apply, ask a Loan Officer for details. Interest will begin accruing at the time of loan funding. New money only; existing Metrum Credit Union loans not eligible. Membership eligibility required. Limited time offer is subject to change without notice.