Spend smarter, not harder!
Dive into a world where your money management tools cater to every whim. Need a specific spending account? We got it. Mobile wallets to make shopping easy as pie? We got it. Overdraft protection that ensures you’re always cruising smoothly? Yep, we got that too! Prepare to be wowed by the simplicity and efficiency of spending, credit union style!
Did you know?
42%
% of Millennials that pay
monthly bank fees.
$5.31
The average monthly fee for a non-interest earning spending account.
$4.73
Average combined ATM fees for an
out-of-network withdrawal.
(Includes the bank fee and ATM owner fee)
Spending Accounts
Our spending accounts are designed to work hand-in-hand with your savings—making it easy to access your funds whenever you need them. Many of our accounts feature no minimum balance requirements and no complicated monthly fees. Enjoy convenient access, local service, and modern digital banking tools that fit your lifestyle.
Debit Cards
Make every transaction effortless with our VISA® Debit/ATM Card. You’ll enjoy surcharge-free access to nearly 30,000 ATMs nationwide, plus the ability to shop securely wherever VISA is accepted. It’s the perfect way to manage your money on the go—whether you’re in Denver, across Colorado, or beyond.
Overdraft Protection
Life happens. With Metrum’s Overdraft Protection, you can avoid declined transactions and keep your finances running smoothly.
Spending Account Forms
Need to make an update or request? Access all the forms and documents you need to maintain your spending account quickly and easily.
Helpful Tips and Resources
Local Banking, Local Service
We’re proud to serve members across the Denver Metro area. For over 35 years, we’ve been part of the Centennial and Commerce City communities—helping our neighbors spend, save, and grow financially strong. When you bank with Metrum, you’re choosing people who live and work right here in Colorado.
Keep your banking local. Bank with us.