Spend

Spend smarter, not harder!

Dive into a world where your money management tools cater to every whim. Need a specific spending account? We got it. Mobile wallets to make shopping easy as pie? We got it. Overdraft protection that ensures you’re always cruising smoothly? Yep, we got that too! Prepare to be wowed by the simplicity and efficiency of spending, credit union style!

A river running through Breckenridge Colorado
Breckenridge, courtesy of Lisa D.

Did you know?


42%


% of Millennials that pay
monthly bank fees.


$5.31


The average monthly fee for a non-interest earning spending account.


$4.73


Average combined ATM fees for an
out-of-network withdrawal.
(Includes the bank fee and ATM owner fee)

Spending Accounts

Our spending account complements our savings accounts just like peanut butter goes with jelly. And, just like a good ‘ole PB&J, our spending account asks for very little in return – many accounts have no minimums and no monthly charges.

A woman looking out at Pikes Peak from Palmer Park in Colorado Springs
View of Pikes Peak from Palmer Park Colorado Springs, courtesy of Anjelina V.
Graduation night at Red Rocks
Red Rocks Graduation night, courtesy of Karen P.

Debit Cards

Take your relationship with your finances from “it’s complicated” to “going steady” with our VISA Debit/ATM Card, offering surcharge-free access to almost 30,000 ATMS and open doors to shops worldwide.

Overdraft Protection

Dodge the drama of declined transactions with Overdraft Protection, making every transaction as smooth as your best dance move.

Photo of Garden of the Gods
Garden of the Gods, courtesy of Lisa D.
The stands at Mile High Stadium
Mile High Stadium, courtesy of Lisa D.

Spending Account Forms

Your financial command center for all the forms/documents you need to maintain your spending account.

Helpful Tips and Resources


We’re as local as local can get.

You’ll have trouble finding a more community-minded place to do your banking here in Denver Metro. We’ve been a staple of Centennial and Commerce City for over 35 years, back when Denver was a whole lot different. One thing remains the same: our passion for serving our community.

If you want to keep your banking local, bank with us.