Transfers
Transfer money between your MCCU accounts
Automatic Fund Transfers (AFT)
Ready, set, automate with AFTs! Set your money up to move on its own, exactly when you want – be it ASAP, every couple of weeks, or whenever else. Our Online Banking Transfer Wizard is like having an assistant always at the ready. Just click ‘Move Money’ on the mobile app, or ‘Transfer Money’ from the Pay & Transfer section in Online Banking and the wizard takes it from there.
AFTs aren’t just about getting from point A (loan payments) to point B. They’re also about planning for the fun stuff, like saving up for the holidays or that special vacation.
**Automated fund transfers will be completed at the end of the day. This change is being made to ensure that ACH deposits, such as payroll direct deposits, and other deposits are made prior to transferring funds.
Don’t have the online banking app? No problem! It is simple to get the app:
- If you have an Apple device, head to the iTunes app store to download the app.
- If you have an Android device, head to the Google Play store to download the app
Transfer money to another MCCU member
Need to send some cash over to someone else’s account, like your friend who spotted you for lunch or to pitch in for a family gift? Zap money to any account MCCU, even if it’s not under your name, with the Online Banking Transfer Wizard. All you need is their account number, 3-digit suffix and the last 3 letters of their surname. Voilà! You can square up small debts, sprinkle some funds into your kid’s account, or contribute to a loan you’re cheering on from the sidelines.
Transfer money to another person at another financial
Wish sending money was as easy as sending a text? Zap money to anyone’s ‘bank’ account in the U.S. with our Online Bill Pay – just an email or account details are all you need. Or, go classic with a mailed check. Enrollment in Online Bill Pay and a MCCU Checking account is required. (Don’t forget to look at the Terms & Conditions).
A2A Transfers between your MCCU account and another financial account with the same ownership
A2A Transfers allow you to transfer funds between your MCCU account and an account at another financial institution. To get your accounts connected, login to your Online Banking and select the Account to Account Transfers link on the left menu under Member Requests & Tools.
Wire Funds to or from your MCCU Account
Wiring funds is a fast way to transfer funds between financial institutions and is commonly used when large balances are involved. Funds are normally transferred within the same business day and funds are irrevocable and cash-based. *Never send funds to anyone you don’t know well to avoid becoming a victim of wire fraud.
To initiate a wire transfer from your MetrumCU account, login to your Online Banking and select the Wire Out Request link on the left menu under Member Requests & Tools.