We’re as local as local can get.
You’ll have trouble finding a more community-minded place to do your banking here in Denver Metro. We’ve been a staple of Littleton/Centennial and Commerce City for over 70 years, back when Denver was a whole lot different. One thing remains the same: our passion for serving our community.
If you want to keep your banking local, bank with us.
You have choices.
There’s no shortage of financial institutions to choose from, that’s for sure. Folks choose Metrum Community Credit Union because of face-to-face relationships we have, the ability to pick up the phone and talk to someone they trust, and financial guidance from our expert team.
Get to Know Us
The Metrum Community Credit Union family includes Coloradans from all walks of life. Many of our employees have been with us for over 20 years! We’re all linked by a common purpose: making finances easier for Colorado families.
We work hard but also love to have fun, share a laugh, and celebrate living in such an incredible place.
We got History
Since 1946, Metrum Community Credit Union has been helping the Centennial, Colorado community with their financial needs.
Our Values
We are a member-owned cooperative (that means you own the organization!) that provides honest financial services for our members and our community. Education, community service, and the credit union philosophy of “people helping people” are the foundation of our organization.
Our Mission
In a world where finances can be challenging, Metrum Community Credit Union has your back – by offering outstanding educational resources, personal support, and honest, applicable advice for members of your entire family.
Our Finances
A credit union is a financial cooperative owned by the members, so the financial state of the credit union is no secret! The information below is accurate as of July 31, 2024:
- Members: 5,572
- Assets: $104,338,441
- Shares: $90,254,599
- Loans: $73,165,256
Annual Membership Meeting
One of the unique aspects of a credit union is to hold an annual membership meeting. At this meeting, members are updated on the health and viability of the credit union, and invited to cast their vote for members who have volunteered to serve on the board of directors and represent the interests of the entire membership.
What is a Credit Union, Anyway?
Why credit unions are the better option for you and your community
When you search online for a “credit union near me,” what exactly are you searching for? What makes us stand out from other financial institutions? Let’s break down what it means to be a Centennial, Colorado, credit union:
Not-for-Profit- While most financial institutions operate to make a profit for their stockholders, your Credit Union operates for the benefit of its membership.
Member-Owned- Every Metrum Community Credit Union member is an owner, not just a customer. In fact, membership is one of the key differences between credit unions and other financial institutions. All credit unions are not-for-profit organizations owned by those who save and borrow there. The Credit Union returns surplus funds, in excess of expenses and required reserves, to the membership in the form of better rates, services, and dividend payments.
Volunteers Make the Difference- Metrum Community Credit Union is governed by the Supervisory Committee and the Board of Directors, which are comprised of members who are elected democratically and serve without compensation. The Board of Directors sets policies and directs the Credit Union’s efforts to ensure the best interests of the membership are met.
Safety and Soundness- Your money is safe at the credit union. We are a state-chartered financial institution that is regulated and administered by the State of Colorado Division of Financial Services.
The National Credit Union Insurance Fund insures each account to at least $250,000. This fund is one of the strongest in the nation and is overseen by the National Credit Union Administration, an independent agency of the United States government. It was created without tax dollars and funded solely by credit unions.