Young Owner Checking

Don’t let the bank make a profit off you-

Receive up to $5.00 Cash Back Every Month with the Young Owner Checking ¹

And, Young Owner Checking Account holders save even more with lower NSF fees, no monthly service fees, no minimum balance requirements and receive rebates on ATM Service Charges!

MCCU- Young Owner Checking National Average*
NSF/Overdraft $19.00 $35.00
Monthly Service Fee $0.00 $5.57
Minimum Balance to avoid monthly fee $0.00 $631.31

Locally-Owned with Nationwide access at over 5,000 Shared Branch locations and over 30,000 Surcharge-Free ATMs!

There’s never been a better time to OWN your own bank

Ready to open your account with MCCU? Open your account today online!

Have an account at MCCU? Call or Text 303-770-4468 and get your Young Owner Checking set up!

*Source: 2018 checking account and ATM fee study
¹E-statements, Online banking and at least 17 posted debit card transactions (POS or SIG based) are required per month to receive ATM Service Charge Rebate and receive 0.75% Cash Back on each transaction, up to $5.00 per month. ATM Service Charge is $1.00 each when ATM transactions exceed the 5 free per month.  Program eligible for MCCU members up to the age of 24. Check out the free Money-Wi$e checking for those ages 25 and over. $10.00 Debit Card Annual Fee is waived when account is set up with E-Statements, E-Notices, a valid email address, and is not opted-out of CU marketing.