2025 Holiday Loan
Now through December 31, 2025, borrow $1,200 for 12 months at 12% APR*
- Easy to apply & qualify
- Pay with cash & leave your high-rate credit card at home
- Have your holidays paid-off by this time next year
Annual Percentage Rate. Only one loan per qualified member. Average payment of $106.62 when you borrow $1,200 for 12 months at 12% APR and make equal monthly payments. A $35.00 administration fee will be applied to each loan.
Earn 2 Points Per $1 Spent
with your Metrum Premier Rewards Visa
Use your Metrum Premier Rewards Visa® Card for holiday shopping & for a limited time, earn 2 points per $1 spent on all purchases made between November 1 and December 31, 2025!
- ✓ Use your points for cash back, gift cards, travel, merchandise and more!
- ✓ No annual fees1
- ✓ Enjoy the same low rate for purchases, cash advances, and balance transfers**
Start spending & earning today!
*Visa interest rate is based on credit score. Highest rate is 18%. Double points will be posted to reward account January 2026. Membership eligibility and $25.00 Share Savings deposit required. 1Classic card rate tier at 17.99% may be assessed $15.00 Annual Fee. **Cash advance and balance transfer fees may apply based on card agreement. Contact the credit union to learn how you can avoid possible fees.
SKIP Your Metrum Loan Payment in December
Take a break from your Metrum loan payments in November or December and use the money for your holidays, vacation, gifts, expenses – or simply save it for a rainy day!
Score $100 When You Open a New Spending Account
- Up to 4.00% APY** on High-Yield accounts.
- Up to $15/month on cash back accounts.
- No fees if you don’t meet the requirements.
First Come, First Earn CD Special
Time is ticking! This CD special is only available for a limited time, so lock in the great rate while it lasts.
- 8-month CD
- Earn 4.25% APY*
- $500 Min. Deposit (New Deposits Only)
Ready to Earn First? Call, text, email or visit our office.
*Annual Percentage Yield assumes that interest remains on deposit until maturity, and withdrawal of interest will reduce earning on the account. New money only. Offer subject to change without notice. Early withdrawal penalties apply. Federally insured by NCUA.
Finance Your Vehicle With Us & ACCELERATE YOUR SAVINGS
Bring your loan from another lender to Metrum & enjoy:
- A rate drop of 1% APR* or more
- No Payments for 90-Days
- $100 Cash Back on loan balances of $5,000 and more!
- ✓ PAYMENTS TOO HIGH? Refinance with us & lower your payments.
- ✓ BUYING? New or used, get pre-approved with our low rates before you visit the
- dealership.
*APR=Annual Percentage Rate. **$100 cash back on loans of $5,000 or more. All loans offered with approved credit. Not all applicants will qualify. Your specific rate may vary based on credit and payment history. Floor rates do apply, ask a Loan Officer for details. Interest will begin accruing at the time of loan funding. New money only; existing Metrum Credit Union loans not eligible. Membership eligibility required. Limited time offer is subject to change without notice.