Category: Accounts


Image of a folder with beneficiary information. Learn about adding beneficiaries to your account on this page.

Beneficiaries are one or more people or an entity that you name in your Credit Union account to receive funds upon your death. Beneficiaries have no rights to the account (ownership or management). To Add a Beneficiary to your account: Information Needed: Social Security Number Date of Birth Address Contact Information If the Beneficiary being… Read more »

Joint Owners

A joint owners account allows more than one person to own and manage it. MCCU considers a Joint Owner to have the same ownership rights on the account as the primary person. A Joint Owner is typically added to the account when the account is opened, however, members are able to add or remove Joint… Read more »

Stop a Debit or Credit Card transaction

How to stop a debit or credit card transaction Unfortunately, we cannot put a stop on a card transaction if it’s already pending. Debit card transactions will be paid as long as there is sufficient funds available in your checking account at the time the authorization is requested If this is an unauthorized transaction, contact… Read more »


IRAs FAQ (Individual Retirement Accounts) Welcome to our IRAs FAQ! The Credit Union’s IRA program allows you to lock your retirement funds into a higher rate for a specific term. The most frequently asked questions we get about our IRAs pertain to our account features. See below for features and benefits. Please contact a Member… Read more »

Certificate of Deposit

Also known as a Share Certificate, a CD (Certificate of Deposit) is a short-term investment tool that earns higher yields than regular share accounts. Check current rates Features of a Share Certificate • Low minimum balance of $500.00 • Flexible Terms available from six months to five years • Fixed term at a fixed rate…. Read more »

Money Market Savings

Learn about money market savings accounts here! Image of a person keeping track of their returns.

Money Market Savings Account A Money Market Savings Account allows you to earn higher yields while maintaining the liquidity of your funds. You can open a Money Market Account through the It’sMe247 Online banking using the desktop or mobile app. Select New Accounts and Open a New Savings or Checking Account* You can also call… Read more »

Convenience Savings Accounts

Once you open a base account, you can open up to 3 convenience savings account. Learn more! This image showings a saving account book for tracking your savings.

Once you have a Base Share Savings (000) set up, you can open three additional convenience savings accounts to help budget and save. Each additional convenience savings account requires a $5.00 minimum balance. You can open a new savings through the It’sMe247 Online banking using the desktop or mobile app. Select New Accounts and Open… Read more »