Beneficiaries

A Beneficiary is the person (1 or more) or entity you name in your Credit Union account to receive funds upon your death. Beneficiaries have no rights to the account (ownership or management). To Add a Beneficiary to your account: Information Needed: Social Security Number Date of Birth Address Contact Information If the Beneficiary being… Read more »

Joint Owners

A joint account allows more than one person to own and manage it. MCCU considers a Joint Owner to have the same ownership rights on the account as the primary person. A Joint Owner is typically added to the account when the account is opened, however, members are able to add or remove Joint Owners… Read more »

Stop a Debit or Credit Card transaction

How to stop a debit or credit card transaction Unfortunately, we cannot put a stop on a card transaction if it’s already pending. Debit card transactions will be paid as long as there is sufficient funds available in your checking account at the time the authorization is requested If this is an unauthorized transaction, contact… Read more »

IRA’s

Individual Retirement Accounts (IRAs) The Credit Union’s IRA program allows you to lock your retirement funds into a higher rate for a specific term. Please contact a Member Service Representative for more information on opening, closing or transferring an IRA. Check Rates IRA Share Account Features • IRA shares can accept deposits throughout the year,… Read more »

Certificate of Deposit

Also known as a Share Certificate, a CD is a short-term investment tool that earns higher yields than regular share accounts. Check current rates Features of a Share Certificate • Low minimum balance of $1,000. *under 18 is $500.00 • Flexible Terms available from six months to five years • Fixed term at a fixed… Read more »

Money Market Savings

Money Market Savings Account A Money Market Account allows you to earn higher yields while maintaining the liquidity of your funds. You can open a Money Market Savings through the It’sMe247 Online banking using the desktop or mobile app. Select New Accounts and Open a New Savings or Checking Account* You can also call a… Read more »

Convenience Savings Accounts

Once you have a Base Share Savings (000) set up, you can open three additional convenience savings accounts to help budget and save. Each additional convenience savings account requires a $5.00 minimum balance. You can open a new savings through the It’sMe247 Online banking using the desktop or mobile app. Select New Accounts and Open… Read more »