The little things add up… Once you start tracking your expenses, you’ll figure out where your money is really going. Then you can identify your spending leaks. Activity Where Does Your Money Go
The 2nd step of building a spending plan is to determine your monthly expenses. Expenses can be broken out into three groups: Fixed (mortgage/rent, car payment) Flexible (food, utilities, clothes, gifts) Periodic (insurance, taxes) What are additional examples of fixed, flexible and period expenses – not listed here- that are part of your budget? Please… Read more »
Activity My Smart Financial Goals Remember the SMART goal example used to payoff the $1,200 credit card balance? “I will pay off my credit card debt of $1,200 within 12 months by taking lunch to work instead of eating out, and drinking regular coffee instead of expensive latte daily”
We all know that there are many benefits to managing money: Free up time = Do the things you enjoy Less stress = Better health Achieve goals = Satisfaction Greater control = Peace of mind The main thing is that knowing where you are and where you want to be is key to any successful… Read more »
Your credit union is always working hard to minimize operating expenses to pay members the highest deposit rates and offer the lowest loan rates possible. After a full review, the Board of Directors has approved the below fee changes, effective February 15, 2019.
Have you been keeping up with all the new features and services that your credit union has rolled out over the last year? Take a look and let us know if you have any questions on them. We’re happy to help. Swipe & Save: Swipe & Save allows you to ‘save your change’ with each… Read more »