Auto Loan FAQ

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Auto Loan FAQ

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Welcome to our Auto Loan FAQ! Whether you are shopping for a new (or used) vehicle,  have one financed elsewhere, or even own your vehicle and want to borrow against it, MCCU has the right solution for you. Shopping? Get pre-approved to help you through the buying process. Our Loan Officers can assist you while working with the dealership or private party to help ensure that you are getting a great deal. Check out our Automotive Partner Center and learn more about the resources available to you.  Click here to apply online Refinancing? Bring your existing auto loan to MCCU and get a Better Auto Loan:

  • Lower your interest rate- By 1% APR* or even more depending on your credit.
  • No Payments for 90 Days- Keep more money in your pocket for THREE months!

Select ‘Auto Loan’ when you apply online!

Once you are pre-approved, we will need a 20-day payoff statement, proof of current interest rate, copy of registration and proof of insurance.

*APR =Annual Percentage Rate. Floor rates do apply, ask a loan officer for details.  New money only; existing Metrum Credit Union loans are not eligible. Limited time only. With approved credit.

Need some extra cash? Whether you own your vehicle free and clear or have a low loan balance, you can use our Auto Equity loan to borrow up to the value of your vehicle* while benefiting from the low rates offered for auto loans. This option is popular for debt consolidation, vehicle maintenance or just quick access to cash at a low rate and fixed payment. When you apply online, just select the Auto Loan option to get started.

*Approved loan to value is based on credit and application review.

Thank you for visiting our Auto Loan FAQ! Other tools and resources to support your automotive needs:

Debt Protection- The Payment Protection you need and want

You could save $947* on car/home insurance.
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