Auto Loan FAQ

Welcome to our Auto Loan FAQ! Whether you are shopping for a new (or used) vehicle,  have one financed elsewhere, or even own your vehicle and want to borrow against it, MCCU has the right solution for you. Shopping? Get pre-approved to help you through the buying process. Our Loan Officers can assist you while… Read more »

Loan payoffs

To receive a payoff statement on your loan, contact the Credit Union directly for the exact payoff amount. Call 303-770-4468 to speak with a Teller or Member Service Rep. If making a transfer online to payoff your loan balance, use the Payoff Balance presented in the account detail. Once the loan is paid in full,… Read more »


It’s important that you do business with people and organizations that you can trust. Whether you’re purchasing your dream home or refinancing your current residence, Metrum is here to help. Begin your loan application with the below documents: Mortgage Application Checklist Mortgage Loan Application Mortgage Options: First Mortgage Options Second Mortgage/Home Equity Options Check the… Read more »


The Holiday Skip-A-Payment is offered during the months of November, December and January and allows members to elect to skip one monthly loan payment, per calendar year. Qualified loans types include: Auto, Unsecured, and Other Secured. $35.00 administration fee per loan is due at the time of request (fee will not be added to the… Read more »

Loan Payment Options

To make your loan payment, we offer several options: 1. Automatic Fund Transfers (AFT) AFT’s can be set up by you to happen right away, bi-weekly, monthly, quarterly, one time only using a future date, and more. Managing your money is even easier with the It’sMe247 Transfer Wizard. Just select Transfer Money from the Pay… Read more »

Apply for a Loan

Whatever your borrowing needs, you can be assured that you will receive prompt, personal, confidential service with competitive loan products. Metrum Community Credit Union loans are simple interest and have no pre-payment penalties. You can apply for your loan online by clicking here, in person, by phone or at one of our branches.